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Loans come in many different forms, including secured, unsecured, commercial, and personal loans This type of borrowing can help fund a home improvement project, consolidate your debts, or buy a car. A loan is when money is given to another party in exchange for repayment of the loan.

A loan can help you cover the cost of a large expense. An unsecured personal loan allows you to borrow a lump sum over a fixed period for a fixed rate A loan is a financial agreement in which a lender gives a borrower a particular amount of money, called the principal, with the understanding that the borrower is going to pay the principal amount along with interest over a predetermined period.

In finance, a loan is the tender of money by one party to another with an agreement to pay it back

The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money. Our loans eligibility calculator will give you an idea of your acceptance odds for a personal loan without it impacting your credit history Enter your details as accurately as possible, including employment, income and postcode. When it comes to borrowing it’s not just the amount you need and the interest rate to consider, it’s also the type of loan that’s important

Whether you're looking to achieve a lifelong dream or simply bridge a temporary gap in your budget, a loan can often be a good solution. What are the different types of loans Here’s a simple guide to help you decide which loan might suit you if you need to borrow. There are many different types of loans available, including personal loans, secured loans, payday loans, and more

Each type has its own features, risks, and legal requirements.

What is a personal loan

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